What Insurance do I need?
When you offer services to members of the general public, there are risks which both of you should be aware of.
As the mental health practitioner who is taking fees for delivering a service, you need to make sure you are protected against possibly being misunderstood, misinterpreted, or misheard by your client who is after all in a vulnerable state themselves.
You also face financial risks relating to your clinic or rooms where you work due to fire, flood etc. Naturally you are very careful regarding health and safety in your work place, but again there are always risks of falling or even slipping.
Your clients need to be sure you are in fact qualified to offer your services and that you know what to do to avoid “doing harm”.
These are a few of the reasons you need to have both Public Liability insurance and Professional Indemnity insurance when you practice your craft.